Six-month CD ratesīy choosing a top-rated six-month CD, you benefit from a winning mix of competitive interest rates and a short-term commitment. The current national high for a three-month CD is 5.12%, which would earn almost $315 in interest with a $25,000 deposit. The national average rate was 0.82% as of May 19, 2023, the latest data available, up one basis point from the previous week and up 16 basis points from a month prior.
Rates on three-month CDs have increased slightly from a week ago. Quoted rates are based on a $25,000 deposit.
